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Need new crypto wallets

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We bet a hundred bucks. A friend suggested me a Cropty.com wallet (here is their website https://www.cropty.com/) and I said that it is insecure because it is custodial and not decentralized...

Like, a friend gives arguments: there is technical support and you can restore all data by phone number.

The commission is charged in the same currency in which the shipment is made. you don't have to spend time tracking the balance of all currencies and see which one is the best to send.

But I still don't know if it's worth using it? What do you think?

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